on-line banking Archives

Green Tip: How to Go Paperless, e-Statements, On-line Banking & Mobile Banking

December 29, 2010 by Momstart 4 Comments

Today’s green tip from Summer:

Start getting e-Statements for all those Christmas bills. Now that the big one has passed, go online before your bills start showing up at your house. Simply go online to your billing company’s site and let them know your desire to start the New Year going green. Check the back of your credit and bank cards for website information. You can also call the credit card company to get your paperless statements showing up.

We are mostly paperless at my house using Bank of America. We do a ton of on-line banking, but we still get a few statements and it’s such a waste because all we have to do is shred them. We hardly ever open up the bank statements. We’ve turned off as many paper bill statements as we can. Bank of America has a tip sheet on how to go banking paperless. You can also watch a video demo of going paperless in the new year.

Did you know that you can set up everything to be automatically paid through your bank with automatic bill pay?

You can pay virtually anyone on-line through automatic bill pay. We’ve even found that it’s very easy to set up a new merchant if you need to pay someone. You can even set up a one time payment. We recently added our Home Owners Association to the automatic bill pay, because I certainly won’t remember to pay it. My husband is very thorough and makes sure that everything is paid every month.

Did you know that you can deposit your checks by taking a photo of them with your cell phone and using mobile banking? Bank of America Mobile Banking is available on different mobile platforms, including but not limited to iPad and iPhone.

With Mobile Banking from Bank of America, you can easily take your banking with you.* Check your balances, pay bills, transfer money, and locate ATMs and banking centers. Our Mobile Banking app is convenient, fast and free.

FEATURES
— Check account balances
— Pay bills and transfer funds**
— Find ATM and banking center locations using GPS, with no address input required (this is only available through our app, not on our mobile website)***
— Feel secure with our industry-leading mobile security and our Online Banking Security Guarantee

Now I’m sure I could write a five page document fully explaining on-line banking, mobile banking ,and how to go fully paperless next year, but I thought I would just set you up with a few easy steps to start off with! Good Luck going green!

This post was not sponsored, I did work with Bank of America last month, but we’ve used them for 3 years and been very happy with them.

Saving Time is Saving Money Bank of America Giveaway

December 12, 2010 by Momstart 746 Comments

My husband and I are always asking each other, is that worth your time? If something is going to take a lot of time we have to consider, if it is really worth the time because when you have kids, time is so very valuable. There is never enough time to do it all. But there are ways to save a little time, tricks to get things done faster every day.

Save Time with Meal Preparation:

Create a Meal Plan, knowing what you are going to make before it’s dinner time will save a lot of time. It also helps you to be organized when making a grocery list.
Do Prep Work for other Meals while you are in the middle of cooking dinner and store it in the fridge for the next meal
Cut up everything you need for lunch time sandwiches for a week at a time and store in re-usable plastic containers then every morning throwing a fresh sandwich together will be a breeze.

Save Time on your Morning Routine:

Pick out your clothing the night before

Save Time on Money Matters:

Bank on the go: It’s easy to set up mobile banking and secure access to your money wherever you are. Download the mobile banking app and you can check balances, transfer money, pay bills, and locate ATMs. Sign up for text banking and you’ll be able to send a text message to get your balance instantly in a reply.

Make quick and easy deposits: Holiday means a lot of extra work, so eliminate the labor of depositing checks. With Bank of America’s Deposit Image ATMs, you simply feed checks or cash into the ATM with no envelopes or deposit slips required. You get images of your checks and a list of cash deposited on your receipt as proof.

Save a trip to the bank: Don’t worry about making an extra stop to the bank during all of your holiday shopping. Keep track of your spending by using Bank of America’s online banking: set up alerts, check balances, and transfer money.

We do as much of our banking on-line as we possibly can. It’s just easy and convenient and Bank of America makes all of it quite simple!

Save Time Before you Shop:

Plan your route – No more backtracking! A lesser-known “route planner” feature on MapQuest helps you save both time and money by mapping out an entire journey – with multiple stops – all in one convenient step. You can add up to 26 destinations along any route, and the tool gives you the fastest route. Since launching in July, it has saved North Americans more 3.2 million miles!

Plan your stops – Road trip rules: Seasoned holiday road-travelers live by three simple rules: 1) invest in a quick pass to whiz past hour-long lines at the tolls, 2) plot out where to get the cheapest gas along the way by using a “gas prices” feature on MapQuest, and 3) pre-pack energy-boosting snacks and beverages to avoid crowded rest stops and fast-food joints.

Plan your shops – Make sure it’s in stock: Nothing wastes more time than driving from store-to-store in search of a specific item. Do yourself a favor and call ahead or better yet check store inventory online before you leave home. Many major e-tailers offer customers the convenience of purchasing items online and then picking them up in-store…some with express pick-up lines.

Hopefully with all of these time saving tips you can save some time, some money and a whole lot of stress and just to sweeten it up even more we’re offering a giveaway. Thanks to Bank of America and Mom Central you can enter to win a 50.00 Gift Card from Bank of America!

Enter to Win:

50.00 Gift Card From Bank of America

To Enter:

Leave me a tip on how you save time and money over the Holidays!

Extra Entries:

Tweet: Share a Time Saving Tip This Holiday Season & Win a 50.00 Gift Card http://bit.ly/f15yZg

Enter The Commit A Minute Giveaway
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Leave a comment for every entry, This giveaway ends December 27th. I received the samples mentioned above free to me in exchange for my unbiased opinion. All rules can be found under giveaway rules.

“I wrote this review while participating in a blog tour campaign by Mom Central Consulting on behalf of Bank of America and received a Bank of America preloaded gift card to thank me for taking the time to participate. Bank of America is not hosting this giveaway, Mom Start is”