Saving should be a regular thing, especially when you receive your pay check. But often times, a lot of us feel the need to spend when occasions come up, kids’ tuition are due, emergency situations happen and so on. Before 2014 ends, look for ways to save. Savings can come from sale colognes and clothes, recycled house items and more.
To get you started, here are 10 effective frugal saving plans.
1. Skip on Starbucks for a change. If you’re a coffee person and you need that caffeine running through your bloodstream in the morning, just make brewed coffee at home or at the office for free.
2. Look for coupons. Couponing can be extremely addictive, especially when you arrive at the cashier and you realize you’ve only got $5 to even nothing to pay. You just have to be very patient when looking for and cutting coupons.
3. Flush less if you can. Or if that grosses you out, simply take the last wash on your laundry and flush your toilet manually with a pail.
4. Always purchase colognes and makeup when they’re on sale. These products have lengthy shelf life so you don’t need to consume the amount right away. Pay a visit to your local drugstore and check whether they are on sale or not. Or if you really need a fragrance at the very moment (as present for instance), check out BeautyEncounter.com.
5. Spare some time on weekends to de-clutter your home. This will enable you to discover things you have forgotten over the months or years which can still be used. There’s no need to buy, let’s say, a new pan or new set of glasses.
6. Need extra cash? Why don’t you sell some stuff you no longer use? It can be an exercise equipment, old but usable clothes, furniture, gadgets, etc. Proceeds can help you pay for future monthly bills.
7. Limit the use of your credit cards as much as possible. Use them for out-of-the-country trips or emergency situations where you will have limited access to the ATM.
8. When buying ingredients for tonight’s dish, minimize buying tons of meat, especially pork. Instead, think of dishes that would involve vegetables as the main star. Veggies aren’t just cheaper than meat. They’re highly nutritious, too.
9. Always have a goal or dream board to convince you to save more. Yes, you have all those dreams in mind but it’s a different feeling when you can actually see photos of what you want to be or where you want to be. If you want to visit Japan after 6 months, stick a photo of Mt. Fuji on your fridge. Planning to buy a new car? Put it up on your work desk so you’ll be constantly reminded to work hard.
10. Drink more water and less soda. Soda contains lots of sugar and calories which in the end will be the cause of more illnesses such as diabetes. This can lead you down to the path of obesity, too. Stay clean and healthy and save more just by drinking plenty of water.