So many people make New Years Resolutions to get on track, be it your health, weight, organization, or finances you set a goal and you’ve created your resolution. The problem is that most people don’t think about resources to help you reach your goal and taking small steps. I’m actually against resolutions, but I do believe in life changes. Let’s look at life changes you can make and tools you can use through the Financial Management System BlueBird.
First you need to create an account:
You can sign-up for free on Bluebird.com, or choose to buy a $5 account set up kit at a local Walmart for immediate use (with limited functionality). The set up kit includes a starter card, which can be funded with cash or a debit card at the register with any dollar amount between $1 and $500. Once funded, the starter card can be used immediately anywhere in the United States where American Express Cards are accepted. you must then complete their account set up at bluebird.com in order to access the full features and benefits of Bluebird, as well as receive your personalized Bluebird card. It’s an easy process.
Find ways to cute out extra expenditures. Don’t go out to eat, cut out the coffee stops, see if you can go without cable or lower your phone plan or internet plan. Find things you can live without and get rid of them, like bank fees. Find a system that doesn’t charge fees.
“Our customers tell us that they’re tired of navigating a complex maze of dos and don’ts to avoid the ever growing list of fees found on checking products. Bluebird solves this problem and we believe it’s the best product on the market to help customers affordably manage their everyday finances,” said Daniel Eckert, vice president of financial services for Walmart U.S. “At Walmart, we are always looking for ways to make a difference by using the strengths that come with our size, scale and reach to take on the challenges that matter most to our customers. Reducing the costs and frustration that come with high fees is one of these issues.”
With Bluebird you can use the cash/envelope system without carrying around the cash envelopes. Bluebird allows you to create subaccounts. You can create as many sub accounts as you need and it could help you manage your money. Create a spending account for clothes, technology, or emergencies and only use what you have in each sub account. Bluebird comes with a feature that lets you transfer from Bluebird to Bluebird accounts. Move money from your phone. Bluebird has a smartphone app. Let’s say you have a sub account for your children and they need some money you can easily send them money from wherever you are. Bluebird is built upon the digital payment capabilities of American Express’ Serve platform. Pay off your smallest debt first and use bluebird to pay your bills, it’s called the snowball effect and it works. We used this system to pay off our debt last year.
Reminder: How TO Become A Bluebird Member
The first thing on the list was to sign up and create an account at Bluebird.com. You can do everything on-line or you can go into Walmart and buy a Bluebird card then register the account on-line. It was an easy process, I joined on-line and am my card came quickly. I’m now ready to start spending.
I am posting on behalf of BlueBird sharing my experience as part of a paid campaign. All opinions are my own.