‘Tis the season to be jolly, and that means a busy schedule full of holiday parties with friends, families, coworkers and neighbors. Depending on your kids, your friends, and work, your calendar may quickly fill up with back-to-back festivities, all during the time of year that is most hectic and expensive for many. So how to stay financially sane during the holiday-party season? Here are a few ways that I like to keep my spending at a minimum.
First you need to plan ahead and use a spending limit. The Bluebird account that I have is amazing because you can set up subaccounts and you can use a subaccount to put a spending limit on yourself. Decide what you need and about how much that is going to cost. Make a list and stick to it. Put the amount of money you need in one of your subaccounts and then you can’t go over. When you’re out of money that’s it.
Secondly, I learned this term from one of my friends. KISS. Keep it Simple Silly (STUPID). Silly is a much nicer term don’t you think! Keep your party planning simple. Re-use decorations, re use dresses, or swap dresses with your friends. Or, Get a new bright colored belt at Walmart for a very low price and it can change the look to one of your fabulous dresses. You also don’t need a complicated menu. Create your own veggie, or meat tray. And make your own desserts.
If you aren’t the party hostess and you want to get a hostess gift stock up when things are one sale. You can never go wrong with a bottle of wine or box of chocolates when it comes to gifting the hostess, but it’s wise to pick up a few generic gifts while you are out shopping for presents. Candles, scented lotions and even ornaments are the perfect hostess gifts. Having extra presents stashed away for last-minute needs will keep you from picking up overpriced goods when in a pinch.
Finally, Buy in Bulk. The thing I LOVE most about the Blubird account is that it’s backed by American Express so I can use it anywhere American Express can be used. Costco is our go to bulk store because it’s so close to our house and it had organic produce and plenty of things to use for entertaining guests.
How TO Become A Bluebird Member
The first thing on the list was to sign up and create an account at Bluebird.com. You can do everything on-line or you can go into Walmart and buy a Bluebird card then register the account on-line. It was an easy process, I joined on-line and am my card came quickly. I’m now ready to start spending.
I am posting on behalf of BlueBird sharing my experience as part of a paid campaign. All opinions are my own.