You probably do not want your kids to have difficult financial times when they grow up, so you decide to save some money for them in the form of investing. Investing can be an excellent way of getting more from your money, so we wanted to share with you 5 Investment Options To Save For Your Child’s Future. However, it does not work for everyone. Whether investing makes sense to you depends on your future goals. Saving in the form of investing should be something that every parenting practice because the future of your children depends on what you do today. Remember having children turns your world upside down in a way, so you better be prepared. Investing for your child’s future requires that you make choices on the available options out there. Here are some of the best options you can invest your money if you want to save for your child’s future.

5 Investment Options To Save For Your Child’s Future

1. National Savings and Investments Children’s Bonds

National savings and investments children’s bonds can be bought for children who are under the age of 16 years by either a parent, grandparent, great-grandparent or even a guardian. The savings bonds are safe as they guarantee returns with fixed levels of interests for five years. Another good aspect of this saving plans is that there is no tax paid on returns. Another great advantage of these saving bonds is that they are supported by HM Treasury. However, that does not mean that the bonds offer the highest rates regarding interest. Also, there are consequences for cashing them out early before they reach five

Years.

2. Trusts

Trusts are a legal agreement where you as the settlor, place assets into a trust and name a trustee to manage them on behalf of your children where they are known as beneficiaries. The assets can be money, buildings, land or other investments.

Various types of trust exist, an example is a bare trust that gives beneficiaries the right to the assets when they reach 18 years. Another example of trust is the discretionary trust that gives power to the trustees to decide the formula on how and when the assets are divided. It’s up to you to choose what is right for your child.

3. Junior ISAs

Launched in November 2011 to replace Child Trust Fund, ISAs are one of the best investing options if you want to save for your child. Isas have an annual saving limit of 4,000 euros which can be informed of cash, stocks, and shares or any mixture of the two. Parents and guardian are responsible for setting it up although anyone can pay money into an ISA account. However, cannot be made before a child turns 18 years. They have an advantage in that the ISA account can be held alongside with an adult ISA between the ages of 16 and 18 years thus giving a child an increased tax-free allowances for two years. You can choose the type of ISA you want for your child as only two accounts per child can be held at any one time – one cash and one stock and shares.

4. Invest in shares and stocks.

Online trading and investment companies like CMC Markets offer shares that you can invest in and therefore expose your money to potential growth. There is a huge variation of funds that are provided which you can invest in a bundle of shares and watch your returns grow. Consider global shares funds which are available in the online trading and investment company and are the most common option in children’s investment trust savings schemes. Shares and stocks are an excellent way in which you can invest in the form of saving for your child’s future.

5. Invest in properties

Investing your money in real estate is another best investing for your child. Investing in real estate can be very lucrative depending on your method of investing. If you do it in the right way and a proper location, you will have enough money when your child is of age and in need of the money. Consider purchasing homes, repair and sell them up on high prices or you can as well buy homes, turn them around and rent them out to tenants for a higher cost, with time, the returns will be good.