Thank you to our partner HealthMarkets for sponsoring this post!
It’s December, which means that it’s time to get cozy and snuggle up with a nice hot mug of cocoa and a warm blanket! December also means that it’s time to enroll in a health insurance plan: The deadline for ACA Open Enrollment is December 15th, while the Medicare Open Enrollment period ends on December 7th. I don’t know about you, but I always groan at the fact that there is always so much end-of-the-year paperwork to deal with during the already-hectic holiday season! I manage the health insurance enrollment for our household, and as our extended family gets older, I have found myself doing research on Medicare in recent years as I try to help older relatives navigate the system. It’s very complex, even for someone as Type-A and attentive to detail as myself, so I always welcome tools to help simplify and demystify the process. That’s why I’m so happy to have discovered the HealthMarkets FitScore tool!
FitScore is a quick and easy way to assess your health insurance options, save money, and maximize your benefits. All you have to answer a few questions about your needs, and HealthMarkets will pull up a customized list of plans in your area and rate their FitScore based on how well each plan meets your needs. The higher the FitScore, the closer the plan is to your perfect fit. You can compare plans with your current coverage and even enter your doctor(s), prescription(s), and pharmacy of choice to see how various plans stack up. You can easily shop, compare, and enroll online with HealthMarkets FitScore – you can even enroll in multiple plans at once instead of having to go through the process separately for each household member. And by comparing all of your options, you can ensure you’re getting the best possible value and coverage.
I pulled up the FitScore tool yesterday morning, and it made it quick and simple to look at health insurance plans for several different family members. Remember those quizzes we used to take in the back of teen magazines in the ’90s? Think of FitScore as the adult version of taking one of those quizzes! It was a very easy way to get started with a task that can often be overwhelming. And I didn’t have to interrupt my relaxed morning to figure out our family’s health insurance, since I could easily pull up FitScore while lounging by the Christmas tree in my PJs while cuddling with my pet bunny!
It was so quick and easy – I just love when I’m able to quickly take care of a task I’ve been dreading and knock it out first thing over a cup of coffee. With FitScore, I was able to very quickly look up our local healthcare providers, add prescriptions, and assess our household’s coverage. I also used the tool to get more information about Medicare plans, as there are so many members of our family who are becoming eligible for Medicare and trying to figure out what plans they need. One thing I really appreciated about FitScore is that it gives you the option to select if you want a Medicare Part D plan, a different plan, or help choosing. This was great for me to learn more about the various Medicare plans, since there are so many options and I find it confusing understanding which plan covers what services. It was helpful to see which plans were the closest to the ideal FitScore, and compare what was most affordable with how much coverage they offered.
Even if you already have a health plan, it’s still a good idea to do a yearly review to make sure your plan is still the best fit for you – our health needs can vary from year to year, and just like auto or home insurance, rates and coverage can change, too. Think of it like an annual checkup, but for your insurance plan! FitScore makes it easy to enter your current coverage plan, and see how its FitScore stacks up against the competition – you might be surprised by the results! And even if your current plan is still the best suited to your needs, a FitScore checkup can help you identify other areas where you may need coverage, such as vision and dental. And since HealthMarkets has access to thousands of plans nationwide from leading companies, it’s a great link to pass on if you have family spread out all over the country, as we do. Medicare in particular can be incredibly complicated to figure out, so our older relatives need all the information they can get to make sure they feel confident in selecting an appropriate amount of coverage.
To take the free HealthMarkets FitScore quiz for yourself, simply click here and answer a few short questions to compare health insurance plans in your area. It takes 5 minutes and can help you streamline the process of enrolling in a plan ahead of the quickly approaching deadline! Save time, save money, and knock a big item off your to-do list today so you’ll have more time to spend making holiday memories with your family!
Readers: Did you take the FitScore quiz? Were you surprised by the results?