Your family might have dreams of a fun vacation to a beach, theme park, or major city. US News reports on the top family vacations in the USA, which include amazing destinations like Honolulu, Yellowstone, and Washington D.C. If your family is on a tight budget, there are ways you can free up some money for a special trip. Saving money for a vacation is easy if you find simple ways to cut costs in your daily expenses. This post will outline three painless ways to save up money for your next vacation.
#1: Stop Eating Out
Eating out is an easy way to spend hundreds of dollars extra a month on food. You might not feel like you are spending a lot for a lunch here or a dinner there, but the costs will quickly add up. The Boston Globe recently reported how eating out costs you much more than eating the same types of meals at home. If you and your family cannot live without going out a few times a month, consider simply reducing the number of times that you eat out. Not only will you save money, you can also plan to eat healthier foods.
#2: Get a New Quote on Your Insurance Plan
Many people do not change, compare, or update their auto, home, or rental insurance for many years. This can result in a plan that may not suit your needs and may not be a good price. Speak to an insurance agent near you to compare other insurance coverage options to see if you can save money. There are also online resources that will search for competitive prices from multiple different insurance companies. Make sure that you research carefully the company you want to go with to make sure that it provides good coverage and excellent customer service.
If you are highly committed to your current insurance company, simply call your insurance company customer service line and talk with an agent about options to lower the price of your insurance. In many cases, there are simple things like increasing your deductible or changing plan options that can significantly lower your insurance bill. It is also a great idea to ask the agent about discounts available to customers. If you have a good safety record, a military background, or you work for a government organization, you might have access to great discounts.
#3: Get Rid of Your Cable and Expensive Phone Plans
If you subscribe to cable and have a cell phone plan, take time to add up the total costs of these services a month. Your jaw will likely drop! Instead of cable, think about subscribing to an online video subscription service, which could save you at least $40-50 dollars a month. Consider changing your cell phone plan to a cheaper alternative plan. Wifi hybrid calling companies are beginning to offer unlimited plans for half the price of major cell phone companies.
You Can Save Money and Not Miss Out on Anything
When you budget and save money in one aspect of your life, your newly freed up resources can be spent on other things, like a wonderful vacation!